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Instant Online Gold Loan

Get an instant online gold loan from Kosamattam Finance, 24x7. Freedom Online Gold Loan (FOGL) lets you borrow against gold you've already pledged, or top up an existing loan, without visiting a branch. Apply online whenever you need funds and receive money the same day, wherever you are.

Freedom Online Gold Loans (FOGL)

Freedom Online Gold Loan (FOGL) is Kosamattam Finance's fully online gold loan, built for moments when you need cash fast. Apply for an instant gold loan online, 24x7, against gold ornaments already pledged with us, with no need to visit a branch. Whether you want a new online gold loan, a top-up on an existing loan, or a quick repayment, FOGL lets you do it from home and get funds credited the same day via RTGS, NEFT or IMPS. It's the fastest way to unlock the value of your pledged gold online, wherever you are, whenever you need it.

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Loans online 24 X 7

FOGL are 100 % online! No need to visit our branches for loan enhancement. Apply for a new loan or enhancement of an existing loan on the go or from the comfort of your home online

Freedom to decide Funding options

You as our customer have the freedom to decide how you want the funds credited to your account. Do you want the loan amount to be deposited to your account via RTGS / NEFT or as IMPS. You decide, we deliver.

Freedom to make payment at the comfort of your home

Yes, you do not need to visit any of our branches for making payment. Do it wherever you are any time any place online . No strings attached. Got that extra cash with you, just make a payment online and credit the same against your loan.

Freedom for Loan enhancement.

We give you total freedom to enhance your loan as per your convenience. Just give a request for loan enhancement online and receive the amount instantly.

Freedom to close the loans anytime.

we give you total freedom to close the loans online anytime as per your convenience. No need to come to our branches for closure. Just give a request and we will do it for you.

100 % Secure

From the moment you register with us to the time you are making payment, Your every bit of information with us is maintained in an encrypted form and your information is totally secure with us.

How to Apply for an Online Gold Loan

Step 1

07 July, 2026

Register or log in to your Kosamattam account.

Register or log in to your Kosamattam account.

Step 2

07 July, 2026

Request a new loan or an enhancement against your pledged gold.

Request a new loan or an enhancement against your pledged gold.

Step 3

07 July, 2026

Choose how funds reach you: RTGS, NEFT or IMPS.

Choose how funds reach you: RTGS, NEFT or IMPS.

Step 4

07 July, 2026

Get the amount credited the same day.

Get the amount credited the same day.

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Filing Complaints on SCORES – Quick & Easy

I. Register on SCORES portal

II. Mandatory details for filing complaints on SCORES :

i.Name, Email, Mobile Number, PAN and Address

III. Benefits :

i. Effective communication

ii. Speedy redressal of the grievances

Website : https://scores.gov.in

Key Reasons for Kosamattam Finance's Security Leadership:

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