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When we provide services, we want to make them easy, useful and reliable. Where services are delivered on the internet, this sometimes involves placing small amounts of information on your computer, mobile phone or whatever device you are using to access the internet. This information is held in cookies. You can learn more about cookies from the GOV.UK guidance on cookies.

Gold Loan Calculator

Gold Loan Calculator

The Online Gold Loan Calculator offered by Kosamattam Finance is straightforward to use and devoid of any complexities that helps you make well-informed decisions, ensuring that your gold assets serve as a dependable resource for your financial requirements.

Calculate your eligibility for a gold loan by Kosamattam Finance.

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Note

  • This is based on 22 carat gold value
  • Interest rates for 100% LTV scheme

Gold Loan Details

Loan Amount :

Gold to be pledged (in grams)

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*You can avail a maximum loan of up to 75% of the market value of your gold, depending on the quality of the gold.*

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Apply for Your Gold Loan in Minutes!

Looking for a gold loan with competitive rates and flexible repayment options? Fill out this quick form, and our team will get in touch with you shortly. Your trust is our priority!

  • Loan Amount :
  • Gold to be pledged:
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Submit

Gold Loan Benefits

How Does Gold Loan Calculator Works?

The Gold Loan Calculator is a user-friendly online tool designed to simplify the loan application process. Here's how it works:

01

Simplify the loan application process

Input Information: Just provide details of the weight of the gold that you wish to pledge. It can be either in grams or kilograms.

02

Instant Calculation:

The calculator processes this information instantly, determining the maximum loan amount you're eligible for based on the gold LTV ratio.

Charges On Gold

Gold Loan Eligibility Calculation

Gold loan eligibility is determined based on the value and purity of the pledged gold. You can use the Kosamattam Finance Gold Loan Eligibility Calculator online, which calculates your eligible amount on your pledged gold according to current rates and gold purity. This Gold Loan Eligibility Calculator considers your gold's weight per gram and provides an estimated gold loan eligible amount. It's important to note that the loan amount against your gold won't match the total collateral value. Following RBI guidelines for loan-to-value ratios, the loan amount will be slightly lower than the actual pledge value to minimize lender risks.

FAQs

Gold Loan FAQs

What is a gold loan ?

As part of our core business, we provide business loans secured by gold jewellery or gold loans. We primarily cater to individuals who possess gold jewellery but cannot access formal credit within a reasonable time, or for whom credit may not be available at all. We help our customers meet unanticipated or other short-term liquidity requirements.

Learn More

GolD loan - Articles

strong values and loyalty towards its customers. With this expertise in the gold loan

As part of our core business, we provide business loans secured by gold jewellery or gold loans. We primarily cater to individuals who posses gold jewellery but cannot access formal credit within a reasonable time, or for whom credit may not be available at all. We help our customers meet unanticipated or other short-term liquidity requirements.

Learn More
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Explore the modern gold loan process, from application to disbursement, and discover strategies to optimize terms for financial flexibility. In today's ever-changing financial environment, gold loans are becoming a preferred option for individuals in need of quick funds with little difficulty. Leveraging gold as collateral offers a streamlined borrowing process, but understanding the nuances of the gold loan procedure can enhance your borrowing experience. This guide offers a fresh perspective on gold loan procedures, breaking down the process into clear steps and exploring unique strategies for maximizing benefits. This article aims to equip you with valuable insights, ensuring you can navigate the loan process confidently and effectively. Discover how to optimize your gold assets and make informed financial decisions with ease.

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How Do Fluctuations In Gold Prices Affect Your Gold Loan

Everything you need to know about gold loan

Money is a vital factor for our daily needs Money is a vital factor for our daily needs. Being a valuable asset, gold ornaments come in handy whenever we are in need of faster means of getting money. When it comes to a financial crisis, availing of a gold loan from trustworthy financial organizations is a reliable solution. Gold loans are given by lenders once we keep our ornaments as collateral for a particular period. Once the tenure is completed after repayments, our gold is returned safely back to us. Whether it be a new venture, an urgent medical expense, building homes, or any financial issues, a gold loan service can be an instant help.

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Why has Kosamattam become the most secured gold loan company

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It is very much easy and convenient to get a gold loan from Kosamattam Finance by availing the facility of the gold loan at your home.

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Apply for Gold Loan

As part of our core business, we provide business loans secured by gold jewellery or gold loans. We primarily cater to individuals who possess gold jewellery

Apply Now
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Filing Complaints on SCORES – Quick & Easy

I. Register on SCORES portal

II. Mandatory details for filing complaints on SCORES :

i.Name, Email, Mobile Number, PAN and Address


III. Benefits :

i. Effective communication

ii. Speedy redressal of the grievances

Website : https://scores.gov.in
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Key Reasons for Kosamattam Finance's Security Leadership:

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