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Blogs | Kosamattam Finance
Blog

Stay Informed, Stay Prepared with Instant Updates

Why Do Different NBFCs Offer Different Interest Rates on Gold Loans

Why Do Different NBFCs Offer Different Interest Rates on Gold Loans

Gold loan rates vary across NBFCs due to funding costs, LTV policies, risk models, and operating expenses. Learn what drives these differences and compare them wisely.

08 June, 2026

Gold Loan Popularity

Why Gold Loans Are Booming in 2026: Key Reasons Every Borrower Should Know

Gold loans are growing faster than ever in 2026 thanks to record gold prices, RBI’s new LTV norms, instant digital disbursal, and lower interest rates. Here’s why millions of borrowers are turning to gold-backed credit.

08 June, 2026

5 minutes read

Kosamattam IPO

Your Kosamattam NCD is Now Listed - Here's What Happens Next

Applied for the latest Kosamattam Finance NCD issue? Find out how to check allotment status, receive interest payouts, trade on BSE, and manage your investment after listing.

27 May, 2026

5 minutes read

India gold discovery

India Just Found 222 Tonnes of Gold, Here's Why Your Jewelry Could Get You a Bigger Gold Loan

India’s massive gold discoveries and record-high prices, mean bigger gold loan amounts for your jewelry. Learn how rising rates and new RBI LTV rules benefit you.

18 April, 2026

3 mins read

Akshaya Tritiya 2026 Gold purchase

Akshaya Tritiya 2026: Why Buying Gold Today Secures Your Future

Discover why buying gold on Akshaya Tritiya 2026 (April 19) is considered auspicious and a smart financial move. Check muhurat timings, gold investment options, and expert tips to secure your future wealth.

17 April, 2026

3 mins read

Gold Price Drops ₹1 Lakh in 1 Day: US-Iran War Impact on Gold Loans & Interest Rates

Gold Price Drops ₹1 Lakh in 1 Day: US-Iran War Impact on Gold Loans & Interest Rates

Explore India's gold loan interest rates (8.2% - 24% p.a.), key factors shaping them, bank vs. NBFC comparisons, digital lending trends, and smart borrowing tips to make informed financial decisions.

31 March, 2026

3 mins read

RBI New Rules for Gold Loan: What Borrowers Need to Know Before They Apply

RBI New Rules for Gold Loan: What Borrowers Need to Know Before They Apply

RBI's 2026 gold loan rules, effective April 2026, bring tiered LTV ratios (up to 85%), capped bullet repayment at 12 months, mandatory 7-day gold return, and transparent auctions, ensuring fairer, standardized protection for all borrowers.

30 March, 2026

4 mins read

Why a Gold Loan Is the Best Choice for Education Funding

Why a Gold Loan Is the Best Choice for Education Funding

Education is one of the biggest investments in life. Whether it’s a professional course in India or higher studies abroad, tuition fees, admission charges, exam costs, and living expenses add up quickly

24 November, 2025

4 mins read

How Gold Prices Impact Gold Loan Rates

How Gold Prices Impact Gold Loan Rates

Gold loans are one of the fastest-growing lending products in India because they provide quick access to cash against gold ornaments. Unlike personal loans, a gold loan uses your gold as collateral, making it a safer option for lenders and cheaper for borrowers

20 November, 2025

4 mins read

How to Repay Your Gold Loan Smartly Without Financial Stress

How to Repay Your Gold Loan Smartly Without Financial Stress

Gold loans are one of the easiest and fastest ways to access funds when you need quick cash. But many borrowers struggle when it comes to gold loan repayment — from choosing the right repayment mode to avoiding auction risks. A few missed EMIs can lead to penalties, extra interest, and unnecessary stress.

11 November, 2025

4 mins read

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Key Reasons for Kosamattam Finance's Security Leadership:

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