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Blogs | Kosamattam Finance
Blog

Stay Informed, Stay Prepared with Instant Updates

Gold loan locker facility - Secure vault storage for pledged gold jewellery

Gold Loan Locker Facilities: Your Complete Guide to Security, Fees, Insurance & Process

Discover everything about gold loan locker facilities. Learn how lenders secure your pledged gold, understand eligibility criteria, hidden fees, insurance coverage, and the step-by-step process to make confident financial decisions.

15 September, 2026

10 mins read

Gold Loan vs Selling Gold: Retain Your Family Wealth

10 Reasons to Choose a Gold Loan Instead of Selling Your Gold: The Ultimate Guide to Retaining Household Wealth

Discover 10 strategic reasons to choose a gold loan over selling your gold. Retain full ownership, avoid capital gains tax, and preserve your family's long-term wealth securely.

10 September, 2026

11 mins read

Gold Loan Takeover Explained: How to Transfer Your Existing Gold Loan

Thinking of switching lenders? Learn how a gold loan takeover works, the benefits, costs, required documents, and how to save money on interest.

24 June, 2026

5 minutrs read

What Happens If Gold Prices Fall After Taking a Gold Loan?

What Happens If Gold Prices Fall After Taking a Gold Loan?

A drop in gold prices can affect your gold loan through higher LTV ratios and possible margin calls. Learn the risks, lender actions, and smart ways to stay protected.

23 June, 2026

5 minutes read

Why Do Different NBFCs Offer Different Interest Rates on Gold Loans

Why Do Different NBFCs Offer Different Interest Rates on Gold Loans

Gold loan rates vary across NBFCs due to funding costs, LTV policies, risk models, and operating expenses. Learn what drives these differences and compare them wisely.

08 June, 2026

Gold Loan Popularity

Why Gold Loans Are Booming in 2026: Key Reasons Every Borrower Should Know

Gold loans are growing faster than ever in 2026 thanks to record gold prices, RBI’s new LTV norms, instant digital disbursal, and lower interest rates. Here’s why millions of borrowers are turning to gold-backed credit.

08 June, 2026

5 minutes read

Kosamattam IPO

Your Kosamattam NCD is Now Listed - Here's What Happens Next

Applied for the latest Kosamattam Finance NCD issue? Find out how to check allotment status, receive interest payouts, trade on BSE, and manage your investment after listing.

27 May, 2026

5 minutes read

India gold discovery

India Just Found 222 Tonnes of Gold, Here's Why Your Jewelry Could Get You a Bigger Gold Loan

India’s massive gold discoveries and record-high prices, mean bigger gold loan amounts for your jewelry. Learn how rising rates and new RBI LTV rules benefit you.

18 April, 2026

3 mins read

Akshaya Tritiya 2026 Gold purchase

Akshaya Tritiya 2026: Why Buying Gold Today Secures Your Future

Discover why buying gold on Akshaya Tritiya 2026 (April 19) is considered auspicious and a smart financial move. Check muhurat timings, gold investment options, and expert tips to secure your future wealth.

17 April, 2026

3 mins read

Gold Price Drops ₹1 Lakh in 1 Day: US-Iran War Impact on Gold Loans & Interest Rates

Gold Price Drops ₹1 Lakh in 1 Day: US-Iran War Impact on Gold Loans & Interest Rates

Explore India's gold loan interest rates (8.2% - 24% p.a.), key factors shaping them, bank vs. NBFC comparisons, digital lending trends, and smart borrowing tips to make informed financial decisions.

31 March, 2026

3 mins read

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Filing Complaints on SCORES – Quick & Easy

I. Register on SCORES portal

II. Mandatory details for filing complaints on SCORES :

i.Name, Email, Mobile Number, PAN and Address


III. Benefits :

i. Effective communication

ii. Speedy redressal of the grievances

Website : https://scores.gov.in
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Key Reasons for Kosamattam Finance's Security Leadership:

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