SME Loans & Loan against Property

Home Loan Kosamattam

Since the launch of SME / LAP loans, Kosamattam finance has successfully and strongly established itself, spread across the country's broad financial landscape, with a network of over 900 branches and serving to our numerous customers . Our primary services constitute financing of SME for working capital and growth, loans for all types of business, home improvement loans, loans against property, personal loans, working capital loans for urban self-employed and loans for rural livelihood advancement, rural housing finance and financing of various rural micro enterprises.You strive to seize every opportunity and often end up with lack of funds. With SME and Loan against Property (LAP) from Kosamattam finance, you can raise funds easily against your property within a very short time and chase your dreams and make them a reality.

We at Kosamattam finance believes that long-lasting relationships are key to permanency and stability in an evolving business environment. That is why our experts are here to support your business growth at every stage of the business life cycle or any other activity that may matter to you and deliver cost effective solutions across geographies with a flexibility that is unrivalled. Our innovative solutions take the stress out for you, so that you can focus on your business.

It takes a company born and bred in the finance market to understand the way businesses think, thrive and act. Taking advantage of our established branch network, we deliver fresh thinking to enable your business to stay ahead of competition.

Kosamattam SME LAP advantages

  • 100 % transparency
  • Lowest processing charge
  • No hidden cost or administrative charge
  • Loan from any of our vast network of branches
  • Loan can be closed prematurely at any point of time
  • Interest accounted in diminishing balance system
  • Minimum processing time


Business Loan

Wide range of acceptable collaterals

Housing Finance Companies

Maximum loan to Property value

Housing Loan Interest Rates

Blend of Short Term and Long Term loans to help customize the most preferred repayment options.

Personal Loans

Maximum loan repay period

SME / LAP loans are designed to meet various needs of our customers like to purchase or constructing residential louse / apartments, Commercial spaces or to undertake repairs / renovations / extension to existing residential / commercial property . To meet the educational expenses of your family members or to meet the credit needs of trade, commercial activity or any other general business .


Chase your dreams with Kosamattam SME /LAP loans and make them a reality

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