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Stay Informed, Stay Prepared with Instant Updates

08 November, 2025

4 mins read

NCD vs Fixed Deposit: Which Is a Better Investment Option?

09th November, 2025

5 mins read

Gold Loan vs Personal Loan – Which Is Better and Why?

Why Choosing the Right Lender Matters

10th November, 2025

4 mins read

Benefits of NBFC Gold Loan: Why Choosing the Right Lender Matters

Why Gold Purity Matters When Applying for a Loan

Why Gold Purity Matters When Applying for a Loan

Learn why gold purity plays a crucial role in gold loan approval and loan amount. When you're in urgent need of funds, a gold loan is one of the fastest and most reliable options available. But before you walk into a branch with your ornaments, it's crucial to understand one important factor that can make or break your loan deal gold purity. In this blog, we'll explore the importance of gold purity, how it affects the loan amount, and why understanding the gold karat value can help you get the best deal.

04 June, 2025

5 mins read

Gold Loan Eligibility Criteria Explained: Everything You Need to Know

Gold Loan Eligibility Criteria Explained: Everything You Need to Know

Learn about the gold loan renewal process and benefits. Kosamattam Finance offers flexible terms and affordable rates for hassle-free renewal. Gold loans have emerged as a popular and reliable financial solution for many borrowers. They offer quick access to cash by pledging gold as collateral, making them ideal for urgent financial needs. Once a borrower has successfully obtained a gold loan, the next crucial step is understanding how the gold loan renewal process works. This process can provide additional funds or extended repayment terms, which can be beneficial when financial needs evolve. In this blog, we will guide borrowers through the gold loan renewal process, what to expect, and the factors to consider when renewing a gold loan, including the gold loan renewal charges.

04 June, 2025

5 mins read

Key factors and credit ratings to consider before investing in NCDs

Key Factors to Consider Before Investing in Upcoming NCDs

Understand credit ratings in NCD investments & make informed choices. Learn how ratings impact risk, returns, and investment security. Investing in an NCD (Non-Convertible Debenture) is a great way to earn stable returns with lower risk than equity markets. However, before committing to an NCD issue, investors must carefully evaluate various factors to ensure they make informed decisions. An NCD is essentially a debt instrument that companies issue to raise funds, offering fixed interest rates over a specific tenure. While they can be lucrative, not all NCDs are created equal.

24 March, 2025

5 mins read

Essential considerations before investing in upcoming NCDs for stable returns

Understanding Credit Ratings in NCD Investment

Discover key factors to consider before investing in Upcoming NCDs, from credit ratings to returns. Explore Kosamattam Finance’s NCD offerings!

24 March, 2025

3 mins read

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Recent Blogs

How to Repay Your Gold Loan Smartly Without Financial Stress

Gold loans are one of the easiest and fastest ways to access funds when you need quick cash. But many borrowers struggle when it comes to gold loan repayment — from choosing the right repayment mode to avoiding auction risks. A few missed EMIs can lead to penalties, extra interest, and unnecessary stress.

11th November, 2025

4 mins read

How Gold Prices Impact Gold Loan Rates

Gold loans are one of the fastest-growing lending products in India because they provide quick access to cash against gold ornaments. Unlike personal loans, a gold loan uses your gold as collateral, making it a safer option for lenders and cheaper for borrowers

20th November, 2025

4 mins read

Why a Gold Loan Is the Best Choice for Education Funding

Education is one of the biggest investments in life. Whether it’s a professional course in India or higher studies abroad, tuition fees, admission charges, exam costs, and living expenses add up quickly

24th November, 2025

4 mins read

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Filing Complaints on SCORES – Quick & Easy

I. Register on SCORES portal

II. Mandatory details for filing complaints on SCORES :

i.Name, Email, Mobile Number, PAN and Address

III. Benefits :

i. Effective communication

ii. Speedy redressal of the grievances

Website : https://scores.gov.in

Key Reasons for Kosamattam Finance's Security Leadership:

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