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Blogs | Kosamattam Finance
Blog

Stay Informed, Stay Prepared with Instant Updates

How Gold Prices Impact Gold Loan Rates

How Gold Prices Impact Gold Loan Rates

Gold loans are one of the fastest-growing lending products in India because they provide quick access to cash against gold ornaments. Unlike personal loans, a gold loan uses your gold as collateral, making it a safer option for lenders and cheaper for borrowers

20 November, 2025

4 mins read

How to Repay Your Gold Loan Smartly Without Financial Stress

How to Repay Your Gold Loan Smartly Without Financial Stress

Gold loans are one of the easiest and fastest ways to access funds when you need quick cash. But many borrowers struggle when it comes to gold loan repayment — from choosing the right repayment mode to avoiding auction risks. A few missed EMIs can lead to penalties, extra interest, and unnecessary stress.

11 November, 2025

4 mins read

Why Choosing the Right Lender Matters

Benefits of NBFC Gold Loan: Why Choosing the Right Lender Matters

Gold loans have become one of the most accessible and trusted forms of secured credit in India. Whether it’s managing emergency expenses, business capital needs, or short-term cash flow issues, pledging your gold for a loan is quick and convenient.

10 November, 2025

4 mins read

Gold Loan vs Personal Loan – Which Is Better and Why?

When you’re in urgent need of funds, you’re often left with two practical financing choices: a gold loan or a personal loan. But which one is better for you? The answer isn’t as simple as one-size-fits-all it depends on your needs, assets, and financial goals.

09 November, 2025

5 mins read

NCD vs Fixed Deposit Investment Comparison 2025

NCD vs Fixed Deposit: Which Is a Better Investment Option?

If you're looking for safe and stable ways to grow your money, you’ve likely come across two popular choices — NCD (Non-Convertible Debentures) and Fixed Deposits (FDs). Both are low-risk investment options, but which one is truly better for you?

08 November, 2025

4 mins read

RBI Guidelines for Taking Gold Loans

What Are the New RBI Guidelines for Taking Gold Loans in 2025?

RBI’s 2025 gold loan rules improve safety, transparency, and access. Know the key updates before applying to make smart and secure borrowing decisions.

03 July, 2025

3 mins read

Business Loan Against Gold for Small Business Owners

Business Loan Against Gold for Small Business Owners

A gold loan offers small business owners quick, low-interest funds with minimal paperwork. Learn why it’s the preferred choice for MSMEs in India today.

02 July, 2025

3 mins read

Kosamattam Finance launches its NCD with attractive rates & flexible tenures on 25/11/2024.

Kosamattam Finance Announces the Launch of Latest NCD on 25/11/2024

Kosamattam Finance is launching its latest NCD on 25/11/2024 with returns from 9% to 10.41% and flexible tenures of 18-84 months.

02 December, 2024

2 mins read

A Detailed Comparison of NBFC Gold Loan vs. Credit Card Debt

Detailed Analysis of NBFC Gold Loan vs. Credit Card Debt

Discover the benefits of NBFC gold loans vs. credit card debt. Learn about interest rates, repayment terms, and accessibility for better decisions.

20 January, 2025

2 mins read

Understanding Gold Loan repayment options and methods for effective management

What You Need to Know About Gold Loan Repayment

Learn about gold loan repayment options, procedures, and methods to manage your loan effectively and avoid financial pitfalls with expert tips.

17 January, 2024

3 mins read

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Filing Complaints on SCORES – Quick & Easy

I. Register on SCORES portal

II. Mandatory details for filing complaints on SCORES :

i.Name, Email, Mobile Number, PAN and Address


III. Benefits :

i. Effective communication

ii. Speedy redressal of the grievances

Website : https://scores.gov.in
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Key Reasons for Kosamattam Finance's Security Leadership:

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