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Blogs | Kosamattam Finance
Blog

Stay Informed, Stay Prepared with Instant Updates

RBI Guidelines for Taking Gold Loans

What Are the New RBI Guidelines for Taking Gold Loans in 2025?

RBI’s 2025 gold loan rules improve safety, transparency, and access. Know the key updates before applying to make smart and secure borrowing decisions.

03th July, 2025

3 mins read

Business Loan Against Gold for Small Business Owners

Business Loan Against Gold for Small Business Owners

A gold loan offers small business owners quick, low-interest funds with minimal paperwork. Learn why it’s the preferred choice for MSMEs in India today.

02th July, 2025

3 mins read

Stacks of gold coins and bars with an upward arrow symbolizing financial growth and investment returns

Does a Gold Loan Affect Your CIBIL Score? Understanding the Impact

Wondering if a gold loan affects your CIBIL score? It does—but in a good way if managed well! When considering a financial option like a gold loan, many borrowers wonder, "does gold loan affect CIBIL score?" The short answer is yes, it does. Like any other form of credit, a gold loan impacts your CIBIL score based on how you manage the loan. It’s essential to understand this relationship to maintain a healthy credit profile and avoid long-term financial setbacks. 

07th June, 2025

5 mins read

Why Gold Purity Matters When Applying for a Loan

Why Gold Purity Matters When Applying for a Loan

Learn why gold purity plays a crucial role in gold loan approval and loan amount. When you're in urgent need of funds, a gold loan is one of the fastest and most reliable options available. But before you walk into a branch with your ornaments, it's crucial to understand one important factor that can make or break your loan deal gold purity. In this blog, we'll explore the importance of gold purity, how it affects the loan amount, and why understanding the gold karat value can help you get the best deal.

04th June, 2025

5 mins read

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Filing Complaints on SCORES – Quick & Easy

I. Register on SCORES portal

II. Mandatory details for filing complaints on SCORES :

i.Name, Email, Mobile Number, PAN and Address


III. Benefits :

i. Effective communication

ii. Speedy redressal of the grievances

Website : https://scores.gov.in
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Key Reasons for Kosamattam Finance's Security Leadership:

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