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Charges On Gold Loan

Kosamattam Finance Ltd.

Regd Office: Kosamattam City Centre, Floor Number 4th & 5th, T B Road, Kottayam, Kerala - 686001

Gold Loan Charges

 

Type of Charges Applicable Charges Remarks Additional Remarks
Below ₹50,000 ₹50,000 and Above
Service Charge ₹20 ₹50 Charges will be collected at the time of closing.
SMS Charges ₹10 ₹10 Charges will be collected at the time of closing.
Security Charges ₹10 ₹15 Charges will be collected at the time of closing.
Insurance Charges ₹10 ₹25 Charges will be collected at the time of closing.
Notice Charges - Registered Notice ₹50 At the time of closing (if applicable).  
Notice Charges - Auction Notice ₹100
Total Notice Charges ₹150
Token Lost Charges ₹100 At the time of closing (if applicable). Applicable in addition to stamp paper.
Safe Custody Charges ₹500 At the time of closing (if applicable). If the outstanding principal amount is ₹500 or less, the customer must close the loan account within 10 days of the last payment date; otherwise, a charge of ₹500 will be applied.
Revaluation Charges ₹50 At the time of renewal (if applicable). Charges will be collected at the time of gold loan renewal and are applicable to all renewal loans.
Stamp Duty Levied by State Government - Charges will be collected at the time of pledging. Actual wherever applicable (GST not applicable).
Auction Charges - 1% of the loan amount or ₹1,000, whichever is higher. Applicable to all auctioned gold loans.

 

HDFC TRANSACTION CHARGES
Transaction Charges Rates
Net Banking Rs.15
Debit card below 2000 0.3%
Debit card above 2000 0.5%
UPI Rs.10
PAYTM TRANSACTION CHARGES
PAYTM GATEWAY Rs.30
PAYTM DQR Rs.10

 

NB: All charges are inclusive of GST.

NB: Currently, stamp duty is only deducted in Karnataka state.

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Key Reasons for Kosamattam Finance's Security Leadership:

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